One of the most popular questions I have been asked about is “Should I be saving for retirement?” I think that if you haven’t thought about it at all, you should. There are a lot of people out there that are living paycheck to paycheck. What do they do? They save, but they don’t save for retirement.
This is a topic that has been discussed a lot recently on this site. I think it’s a good idea to save, but not for retirement. You need to wait until you are in your 30s, 40s, 50s, or 60s to actually start saving your money. You don’t need to save more than 5% of your gross income.
This is a fair point, but I think it’s a little oversimplified, and therefore not the best approach. I know that a lot of us do this, but what if you were to set aside 5% of your gross income for retirement. If the money was sitting in the bank, you could withdraw it at any time for your retirement. But if you are working for your boss, I think it’s a bit much.
The other things that come to mind are the time in which you save your money, the amount you earn, and how much you want to work towards your goals. I think it’s a little hard to see what these would look like.
What if I were to set aside 5 or so of your gross income to help you pay off your bills and save for a family that is going to live with you. I’m just wondering if you want to be able to do it? Yes, I would.
Yes. You can set aside 5 or so of your income to help you pay off your bills. But then you still have to make some adjustments. It sounds weird, but its actually very common when you move into a new property to make some changes to your expenses. For example, the landlord could charge you a higher rent to make up the difference between your monthly mortgage payment and your budget.
That may be true. However, if you’re not living there, you’re actually not paying rent, you’re paying the landlord, and the landlord is paying you. If you can’t live with your landlord, you can’t move into your own house and you can’t pay off your bills.
It can be hard to determine what you need to do to fix your budget, but if you just make the change, you will save money with no effort on your part. Of course, no one is going to let their landlord do this, so you need to work with the landlord to make this happen.
San Diego is no stranger to the housing crisis. Just this week, the city started a new program to help low income San Diegans get into the housing market. Called San Diego Housing First, the program will help people pay down their mortgages, rent an apartment, and get on the market for a house. The goal is to help bring down the average house price by $10,000 by 2020.
I know I’m probably not the best person to talk to about San Diego, but I do have a lot of experience renting. I did it for a year in college. I also have a friend who moved to San Diego from California. I think they both have a lot of experience with the housing situation. If anything, I think the program is a great idea.